A recommendation from someone you trust can help you find a lender. But it cannot tell you whether that lender’s offer is the best fit for your mortgage.
The National Association of REALTORS® reports that 88% of home buyers purchased through a real estate agent or broker. An agent’s lender referral may be valuable, but the financing decision is yours. According to ICE Mortgage Technology, 78% of borrowers shop only one or two options before choosing a lender. The Consumer Financial Protection Bureau says buyers could potentially save $600 to $1,200 per year by getting offers from multiple lenders.
That is why a second opinion matters. Compare Loan Estimates for the same type of loan, including the interest rate, points, lender fees, monthly payment, and cash needed at closing. A familiar name or a trusted referral alone cannot show you those differences.
At Bradley Mortgage, we bring a personal approach to that comparison. We are a family owned and operated brokerage with low overhead, decades of mortgage experience, and connections throughout the industry. We take the time to review your goals, explain your options, and look for financing that fits your situation.
Take the referral. Then get a second opinion from Bradley Mortgage before you decide.
