Bradley Mortgage is more than a company name. It’s a family name. Our name may be new, but our experience is not.
Founder Bradley James Ratliff brings more than 20 years of mortgage lending experience in Central Ohio, including five years as President and an owner of a respected local mortgage banking company that served the community for 37 years.
When it came time to build something of his own, the name Bradley Mortgage had special meaning.
Bradley James is the fourth Bradley in his family, and his son, Bradley Jordan, is the fifth. The Bradley name represents generations of family, and today it represents the values we want our company to carry forward: integrity, hard work, personal service, and relationships that last.
Bradley Mortgage is truly a family business. Bradley is joined by his wife, Jeanne, his son, Bradley Jordan, and his daughter, Holly Pappas. Together, we are building a mortgage company centered around something increasingly difficult to find—personal service from people who genuinely care about earning your trust.
Our goal isn't simply to close a loan. We want to become the mortgage company you call when you have a question, need a second opinion, purchase your next home, refinance, or have a friend or family member who needs someone they can trust.
After decades in mortgage lending, we've learned that the best business isn't built through transactions. It's built through relationships.
The Bradley name has been passed through five generations. Now we're proud to put that name on a company our family is building together—and one we hope will serve families throughout our community for generations to come.
Brad's background in mortgage banking gives Bradley Mortgage a unique perspective.
After years on the mortgage banking side of the industry, he chose to build Bradley Mortgage as a mortgage brokerage—giving our customers access to multiple wholesale lending sources rather than being limited to the products and pricing of a single lender.
That ability to compare options is at the heart of what we do.
Already have a lender or a preapproval?
That's okay.
Bring us your mortgage proposal or Loan Estimate and let us provide a Bradley Second Opinion.
If we believe there's a better option, we'll show you.
And if you already have a great mortgage, we'll tell you that too.
Because our goal isn't simply to close your next loan.
It's to earn the opportunity to help with the one after that—and to become the mortgage company you're comfortable recommending to your family and friends.
BRADLEY MORTGAGE
Family name. Family values. Mortgage experience you can trust.